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Bookkeeping

Understand your money.
Down to the receipt.

It reads the receipt, you confirm, and it is booked — the original kept with the figure, in ringgit.

In short

What PLJ Account is

The short answers first.

What is PLJ Account?

PLJ Account is bookkeeping software for Malaysian individuals and small businesses. You photograph a receipt or invoice and it reads the amount, date, merchant and tax, you confirm what it read, and it becomes a transaction with the original document kept alongside it. It is free to start.

Personal and business are separate workspaces inside one account, and records never cross between them.

What is AI bookkeeping?

AI bookkeeping uses document reading to turn receipts, invoices and bills into accounting entries without manual typing. The useful systems propose rather than decide: the software extracts what a document says, a person confirms it, and the original is kept so any figure can be traced back to the evidence behind it.

Can PLJ Account read receipts automatically?

Yes. Upload a photograph, pick a file, or forward it by email, and the amount, date, merchant, tax and currency are extracted for you. You check what was read and correct anything wrong before it is recorded — PLJ Account never files a financial record without confirmation.

A month, end to end

Where the month's money went.

Scroll it through: in, out, still owed, and why it changed — each figure computed from a sample business the same way PLJ Account computes yours.

Money in

Every ringgit that came in.

Sales and payments, read from the evidence and added up for the month — without a spreadsheet.

Money out

Everything it cost to earn it.

Receipts photographed, read and categorised, so spending is a figure you can trace — not a shoebox.

Still owed

And who still has not paid.

4 invoices open, the oldest 21 days past its usual — in front of you before you had to go looking.

Why it changed

The statements, already worked out.

Profit and loss built from the same confirmed records — not re-entered, and ready for your accountant.

What is still owed to you

RM 3,420.00

across 4 customers — the oldest 21 days past their usual.

  1. Pejabat Seri MutiaraRM 1,480.0021 days
  2. Klinik Bandar BaruRM 965.0014 days
  3. Katering Hajjah RoseRM 610.009 days
  4. Sekolah Agama Taman DesaRM 365.004 days

Where the money went this month

Money in
RM 41,820.00
Money out
RM 27,120.00
Still owed to you
RM 3,420.00

A sample business. These are demo figures, computed the same way PLJ Account computes yours — nothing real, and nothing stored.

What it does

Bookkeeping that keeps itself.

Four jobs, one rule: the system proposes, you confirm, the evidence stays with the figure. Open any one for the detail.

ReceiptsFrom a photograph to a bookkeeping entry.
  • Photograph it, pick a file, or forward it by email
  • Amount, date, merchant, tax and currency extracted for you
  • You check what was read and correct anything that is off
  • The original is kept as evidence, attached to the entry
Ask My MoneyAsk your records a question, in your own words.
  • Answers built from your own confirmed transactions
  • Every figure traces back to records you can open
  • “How much did I spend on food this month?”
  • “Which customers still owe me money?”
Getting paidQuote, invoice, paid, cleared — without a spreadsheet.
  • Keep a customer's details once
  • Send a quote, turn it into an invoice
  • Issue it as a PDF or a link
  • Record the payment and the receivable closes
UnderstandingThe numbers, already worked out.
  • Where the money stands right now, at a glance
  • Cash flow: what is coming in and going out, and when
  • The few figures worth reacting to this month
  • A monthly report, ready for your accountant

What PLJ Account does not do

It keeps records with Malaysian tax and e-Invoice readiness in mind, but it does not submit e-Invoices to MyInvois for you, and it is not a replacement for a full statutory accounting package. The authoritative source on e-Invoice requirements is LHDN, not us.

The till-to-books connection with PLJ POS is not live yet either. The setup is ready and a PLJ POS plan already includes a PLJ Account tier, but sales do not cross from the till on their own today.

Two ways to use it

One financial home, kept separate.

Personal and Business are separate workspaces in the same account. Keep both, switch whenever you like, and nothing crosses over.

Personal

For your own money.

  • Receipts read and filed automatically
  • Spending by category, month over month
  • Budgets, trends and cash flow
  • Records kept ready for tax time

Business

For running the books.

  • Customers, quotes and invoices
  • Money owed to you, and bills to pay
  • Cash flow, financial health, monthly reports
  • Read-only access for your accountant

Context

Bookkeeping for a Malaysian SME

Can my accountant see my books?

Yes. PLJ Account provides read-only access for your accountant, and a monthly report that closes a month properly in the form an accountant asks for.

What software does a Malaysian SME need?

Most small Malaysian businesses need three things: a way to take money and record sales, a way to keep receipts and expenses organised for tax, and a way to see whether the business is actually making money. That can be one system or several, and for many businesses the deciding factor is whether the records are trustworthy enough to hand to an accountant.

FAQ

Questions people ask

Does PLJ Account work for Malaysian businesses?

Yes. It is built for Malaysian individuals and businesses, works in ringgit, and keeps records with Malaysian tax readiness and e-Invoice records in mind. The interface is available in English and Simplified Chinese. PLJ Account keeps the records; it does not claim to submit on your behalf to MyInvois. Check current requirements with LHDN, whose e-Invoice guidance is the authoritative source.

Can I use PLJ Account for personal money as well as a business?

Yes. Personal and Business are two separate workspaces in the same account. You can keep both and switch between them, and nothing crosses over — personal and business records never appear in each other.

Can I ask PLJ Account questions about my money?

Yes. Ask My Money answers questions like "How much did I spend on food this month?" from your own confirmed transactions. Answers are built from records rather than guessed, and every figure traces back to entries you can open and check.

Does PLJ Account do invoicing?

Yes. Keep a customer's details once, send a quote, turn it into an invoice, and issue it as a PDF or a link. The amount owed appears where you expect it and clears when you record the payment.

Does PLJ Account work with PLJ POS?

Not yet. The two products are designed to connect and a PLJ POS subscription already includes a PLJ Account tier, but the till-side sync is not live. PLJ Account states this on its own site. Each product is fully usable on its own today.